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What should I compare when discussing insurance options?

Compare the actual policy information, limits, exclusions and costs with appropriate professional help. Ask which details are provisional and when cover is confirmed. Do not assume a quote, payment request or application alone establishes the protection you need.

Which details are worth checking?

Use these points to prepare your questions and compare the options relevant to you:

• Policy documents
• Exclusions
• Confirmation

What should you confirm before deciding?

Use the same brief when comparing options so differences in price or timing can be understood. Ask about anything left unclear before committing, and keep the accepted details together with the confirmation rather than relying on a general promotional description.

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